Interview within Agrobank

Date: 22 February 2018
Time: 2.30 p.m
Location: Agrobank, Lot227, Sublot 31, Parkcity Commerce Square, Phase 3 Jalan Tun Ahmad Zaidi, 97000 Bintulu,Sarawak.
People are interviewed: FIKRIL HAIM BIN PERTI@PARDI as commercial officer

Based on our interview, we find out Agrobank is not to lend but to provide financing in agriculture business to purchase such as machine, things and so on. So, this is opportunity that can help our bakery to start up business in terms of financing to purchase machine such as mixer, oven and others. Agrobank also give us list document that need to attach with registration form.





A lot of procedure to do, to get approval by Agrobank. First step is documentation which is Agrobank will do the calculate the financing on client business plan,. Next, Agrobank will interview the client to confirm the information either the business is exist or not. Agrobank will also do site visit to client business location as evidence. Credit evaluation department will also ask the client about risk, where they get the money and so on. Then credit officer will present it to ICRA to give them answer about client business. Then, after approve they will sign letter offer and sign agreement.
Agrobank can provide financing if they look at the business revenue that can payback to them letter.

Last but not least, our business plan will try to register to Agrobank to start up the D'Bakaq Bakery

Publish : AMALINA (S25086)

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